How do I contact the company (Regulation CF)? Learn more about the Owner’s Bonus here. Once you are logged in, click your name in the top right hand corner, If your investment is with a Regulation A+ campaign, it should be under the pink dot. The shares sold via Regulation A+ offerings are unrestricted and can be sold freely immediately after purchase. In these instances, no K-1 is owed to you. Until you contact your bank and wire the funds, the status of your investment will remain “not received.”. For examples, and more information about how to calculate your net worth, feel free to reference this SEC investor bulletin. Therefore, StartEngine has no control or insight into your investment after the close of the live offering. Bitcoin is payment through cryptocurrency and is only available for Regulation Crowdfunding campaigns. The securities offered on this site are not offered in jurisdictions where public solicitation for offerings is not permitted; it is solely your responsibility to comply with the laws and regulations of your country of residence. There is nothing else that you need to do at this time. If you are paying via a wire transfer, there may be additional fees charged by your bank related to the transfer of funds. On StartEngine, you support startups and early-growth companies that you are passionate about. On StartEngine, you can invest in four ways: Individually; as a self-directed IRA; as a Trust, or as an entity like a corporation or Limited Liability Company. StartEngine Secondary is an alternative trading system regulated by the SEC and operated by StartEngine Primary, LLC, a broker dealer registered with the SEC and FINRA. www.StartEngine.com is a website owned and operated by StartEngine Crowdfunding, Inc. (“StartEngine”), which is neither a registered broker-dealer, investment advisor nor funding portal. Once you submit the required information, the system will begin processing your investment. You should see a list of all of your investments that have the option to view your signed Subscription Agreement. StartEngine Secondary is an alternative trading system regulated by the SEC and operated by StartEngine Primary, LLC, a broker dealer registered with the SEC and FINRA. A non-accredited investor is everyone else! Secondly, while we do not market in UK or Canada, or solicit investments from UK or Canada, we are aware that regulators from certain UK countries or Canadian provinces have raised questions with respect to sales to UK or Canadian investors, and are taking the view that merely accepting money from UK or Canadian investors is a transaction that they have jurisdiction over, and that such offerings have to comply with the UK or Canadian equivalent of registration of the offering, or find an available exemption. Investors are generally restricted from reselling shares for a one-year period after they were issued, unless the shares are transferred: A company which intends to apply to list its securities on StartEngine Secondary will be subject to certain requirements, including state laws. StartEngine cannot give you any tax or investment advice. For Regulation Crowdfunding, investors are able to cancel their investment at any point throughout the campaign up until 48 hours before the closing of the offering. 66 reviews for StartEngine, 3.6 stars: 'I'm an active angel investor and as such, I use multiple platform to invest in. What Investors Are Saying About StartEngine “I believe in the vision.” - Johann, a new StartEngine investor. Once funds have been withdrawn and your card has been charged, you cannot cancel your investment. California Investors Only – Do Not Sell My Personal Information. What Is the StartEngine Owner's Bonus? If an ACH investment fails, you will be notified immediately with a link to update your payment information with a follow up email a few days later to confirm your payment information. Investment fees are one of the main determinants of investment returns, and over time, minimizing fees tends to maximize performance. Tax liability is largely determined by what type of entity you invested in. Companies can disburse funds, The name that will appear on your billing statement will read “STE*” followed by the first 15 characters of the Company’s name, for example: “STE*COMPANYNAMEINC”. You may find the company’s cancellation policy in the company’s offering circular. 750 N San Vicente Blvd STE 800. To view your investment status follow these steps: Login to your StartEngine account. In order to complete a wire, you need to bring the given wire instructions to your bank. You aren’t buying products or merch. $10,000 Service Fee which includes Account Management and Campaign Strategist support, deferred and taken out of the campaign's first disbursement. In the event that you make a wire transfer, please be sure to talk to your banking institution about the fees involved, so that you can pay any additional transfer fees needed. However, for non-accredited investors, those whose annual income or net worth is less than $107,000, are limited to the greater of $2,200 or 5% of the lesser, of his or her annual income or net worth. That being said, companies can opt to offset those costs by having investors pay a percentage in the form of a processing fee. Republic is the only of the top three funding portals that still has no fees for investors. Once approved, an automatic update will be posted on your campaign page, notifying your investors … For Reg A+ offerings, their financial information can be found in their offering circular, which will be linked on their campaign page. Once the four-hour window has passed, it is up to each company to set their own cancellation policy. Note: Please click the link when you are already logged into your StartEngine account. It normally takes less than 48 hours from when they reach their minimum funding goal. An accredited investor is defined as a person who has a net worth of at least $1 million or earns at least $200,000 in income each year - $300,000 if combined with a spouse. Once you click "Disburse Funds", it will send a message to the StartEngine Account Services team to approve your disbursement. You will not become an investor in this offering unless your indication of interest is accepted and pushed off the waitlist, and you sign your binding subscription agreement via email, within 72 hours of notification. West Hollywood, CA 90069-5788 For companies raising capital with Regulation Crowdfunding, you can find that information under the “Terms” tab. Non-accredited investors include everyone else. Click "My Investments". Please note that you cannot use or leave your personal email address as the company can only communicate with investors through the StartEngine platform. In these cases, the company you invested in will provide you with the required documents. This amount is charged to the company raising capital, and can sometimes vary depending on the investment (international and credit cards … StartEngine will contact you directly with an update on your investment. Investment … Investment opportunities posted and accessible through the site are of three types: 1) Regulation A offerings (JOBS Act Title IV; known as Regulation A+), which are offered to non-accredited and accredited investors alike. Additionally, companies must be current with their fees for StartEngine Secure. Submitted – You have successfully submitted your investment, and it is currently pending. Unless indicated otherwise with respect to a particular issuer, all securities-related activity is conducted by regulated affiliates of StartEngine: StartEngine Capital, LLC, a funding portal registered here with the US Securities and Exchange Commission (SEC) and here as a member of the Financial Industry Regulatory Authority (FINRA), or StartEngine Primary, LLC, a broker-dealer registered with the SEC and FINRA/SIPC. That being said, issuers can opt to offset the costs by having investors … There are two times of entities, which you may have invested in. At this time, each investor will receive an email from StartEngine with their Countersigned Subscription Agreement, which will serve as their proof of purchase moving forward. We also increased the number of people who invested for the first time on StartEngine to 27,964, a year over year increase of 103.9%. Once the email arrives, please open it and click on the “Reset your password” link provided. After you enter your email and click “Submit,” we will send you further instructions. Once you have submitted your investment, you will receive a confirmation email immediately following submission. StartEngine and its affiliates do not provide any investment advice or recommendation and do not provide any legal or tax advice with respect to any securities. Interested in investing in startups and early-growth companies on StartEngine? If you are paying via ACH transfer, there are no additional fees to investing. All securities listed on this site are being … Your total amount charged and shares will be stated clearly on the investment form as a processing fee. “Heard great things about your company. StartEngine Secondary is one of the first markets in the US where non-accredited investors can publicly trade investments that have raised capital via Regulation Crowdfunding and Regulation A+. We ask for your SSN due to anti-money laundering regulations and fraud checks. Once you sell a capital asset, at a loss, this qualifies as a capital loss and can be used to offset capital gains. StartEngine specializes in two regulations under the JOBS Act: Regulation Crowdfunding (Reg CF) and Regulation A+. However, Rayton’s wafers are only two microns thick, leading to considerable flexibility … The company has not yet reached its minimum funding goal, or their escrow account is not open. StartEngine Secondary is an alternative trading system regulated by the SEC and operated by StartEngine Primary, LLC, a broker dealer registered with the SEC and FINRA. For Investors: Opening an account to trade on Secondary is free! What if I sold the security I acquired on StartEngine in a private transaction and realized a loss? The majority of offerings on StartEngine are common stock, but some companies raise capital through convertible note, debt, and revenue share. Each email includes a link to view the wire transfer instructions to execute the wire transfer. What are the steps to launching my Reg CF campaign? The benefit of electronic book-entry shares is that it minimizes the costs and problems of lost or missing certificates, which can be overwhelming for companies to manage. Leading investment crowdfunding platform StartEngine has filed a Form 1-A indicating its intent to offer the StartEngine Collectibles Fund. An investor should assume that he or she may not be able to liquidate the investment for some time or be able to pledge these shares as collateral. To learn more about your investing limitations and the regulations, please refer to the SEC Investor Bulletin here. To learn more about how much you can invest, please review the SEC Investor Bulletin. Click “View Current” and the status of your investment can be found next to the company you invested in. Simply click the link, and you will automatically be unsubscribed from these sorts of emails. All securities listed on this site are being offered by, and all information included on this site is the responsibility of, the applicable issuer of such securities. Once the company closes on your funds, you will receive a confirmation email from the company with details about your investment, along with a copy of your subscription agreement with a record of your shares. Please keep in mind that a company can conduct a series of “closes” or withdrawals of funds throughout the duration of the campaign. It normally takes approximately 5 days for the BTC to be converted to USD. The emails are sent: after 1 week, after 10 days, and a final email after 14 days. “I love the concept and believe your team has the potential to go far” - Rudy, a new StartEngine investor. You can cancel your indication of interest at any time up until 48 hours before the target deadline. You can also update this information by following the steps below: You can view your signed subscription agreement by logging into your StartEngine account. Anyone over 18 years of age can invest on StartEngine. Do I need to report my shares in taxes somehow? We will do our best to answer your questions within 24 hours. Top 10 FAQ's during Campaign Onboarding What is the StartEngine … Note: You will not be able to view your signed subscription agreement until the company closes on your funds, and your status changes from “received” to “invested”. If you are getting this error message, it means that you have exceeded the amount that you are allowed to invest during a 12-month period. Wire transfers are completed outside of the StartEngine platform, meaning you will need to contact your bank independently to execute the transfer. We currently accept four forms of payment: Automated Clearing House (ACH), Bitcoin (Btc), Credit Cards, and Wire Transfer. You invested in either a C corporation or an LLC. StartEngine does not verify the adequacy, accuracy or completeness of any information. The company has exceeded their maximum funding goal and is oversubscribed. This fee will be charged to investors on top of the price of shares. If there is any problem with your investment, you will be notified by StartEngine. You are buying a piece of a company and helping it grow. Investor Base: StartEngine’s user base comprises over 100,000 active investors, nearly half of whom have made more than one investment. To learn more about Regulation Crowdfunding, click here, and for Regulation A+, click here. StartEngine and its affiliates do not provide any investment advice or recommendation and do not provide any legal or tax advice with respect to any securities. If a company does not reach their minimum funding goal, all funds will be returned to the investors within 10 business days after the closing of their offering. Some of these offerings are open to the general public, however there are important differences and risks. These offerings are made through StartEngine Primary, LLC. It is the largest equity crowdfunding platform in the US. There are no fees to investors. You can review the background of our broker-dealer and our investment professionals on FINRA’s BrokerCheck. According to FinTech Global, investments in the global FinTech industry have increased … If you have received an email that says “Error with your investment,” then that means there is information that needs to be verified before the investment can be processed. Get your questions answered here. If you are included in that withdrawal period, you will be emailed your countersigned subscription agreement and proof of purchase immediately following that withdrawal. Your total amount charged and shares will be stated clearly on the investment form as a 3.5% processing fee. It means that you do not get a physical stock certificate, and instead, shares are held via electronic record by the issuing company’s transfer agent. The majority of our offerings are completely free for investors, as StartEngine makes its money by charging fees to the company raising money. The amount invested on StartEngine grew to $43,718,660, a year over year increase of 67%. Make sure that you click the green “Submit” button after clicking “Invest Now” on the campaign home page. If your binding agreement is pre-signed, the investment will automatically get pushed through once off the waitlist. Some companies take a long time to respond to my request. Once an investor sells a capital asset, and realizes a gain, the capital gain is taxable. If you cancel your indication of interest, you will lose your place on the waitlist. If your funds show as ‘Invested’ on your account dashboard, your investment can no longer be cancelled. You can invest up to $10,000 per investment on a credit card. Let 1,000 startups bloom. What Investors Are Saying About StartEngine By accessing this site and any pages on this site, you agree to be bound by our Terms of Use and Privacy Policy, as may be amended from time to time without notice or liability. All available financial information can be found on the campaign pages for both Regulation Crowdfunding and Regulation A+ offerings. See additional general disclosures, By accessing this site and any pages on this site, you agree to be bound by our. $124.7 billion in venture capital investment went into +8K companies in more than 9,000 VC deals in the US in 2018. See additional general disclosures here. BTC instructions will be sent to you via email immediately following submission of the investment. You may want to consult a tax advisor regarding your investment and any questions regarding your taxes as an investor. It could be pending because the offering has not yet reached their minimum funding goal, the funds have not yet left reached the escrow account, or are still undergoing the necessary checks. You can reset your password by clicking “Forgot Password”, which is located on the Login page below “Password.” Once you click “Forgot Password,” you will be asked to enter your email. Any securities offered on this website have not been recommended or approved by any federal or state securities commission or regulatory authority. Therefore, until this happens, the status of the investment will remain “not received.” Once the escrow account has been opened, the funds committed via ACH investments can take up to 3-4 business days for them to reach a company’s escrow account, and 10 days to clear once received. StartEngine does not verify the adequacy, accuracy or completeness of any information. StartEngine charges 6% of total capital raised for Small OPOs. The company or its trustee is responsible for providing tax documents directly to their investors, to reflect any loss. StartEngine covers all of the remaining escrow … StartEngine lets you think like a venture capitalist by investing in cleantech. If your indication of interest is accepted, you will be notified to sign your binding agreement. The vast majority of our offerings are completely free for an investor, as StartEngine makes its money by charging fees to issuers, the company selling shares. How do I unsubscribe from emails? StartEngine assists companies in raising capital, and once the offering is closed, we are no longer involved with whether the company chooses to list shares on a secondary market, or what occurs thereafter. Use this guide today. The vast majority of our offerings are completely free for an investor, as StartEngine makes its money by charging fees to issuers, the company selling shares. Even if a company is qualified to quote its securities on StartEngine Secondary, there is no guarantee that a demand for these securities will exist. What will the return on my investment be? That $20 per investor fee is consistent regardless of the individual investment amount or the overall raise and is paid by the company raising capital, not the investor. This fee will be charged to investors on top of the price of shares. In order to change your reservation amount, you will have to cancel your reservation and re-submit a new reservation. However, the shares sold via Regulation Crowdfunding offerings have a one-year lock up period before those shares become unrestricted and can be sold freely. StartEngine only pulls funds from an investor’s account once the company has exceeded their minimum funding goal, and the escrow account has been opened. All StartEngine users are automatically subscribed to our newsletter. These offerings are made through StartEngine Primary, LLC (unless otherwise indicated). ); in connection with your death or divorce or other similar circumstance; to a trust controlled by you or a trust created for the benefit of a family member; as part of an offering registered with the SEC. StartEngine, one of the leading investment crowdfunding platforms in the US, has eliminated the fee associated with raising capital under Reg CF. Refunds that are made through ACH payments can take up to 10 business days to clear. The link in the email will redirect you to a StartEngine page asking you to input some additional information. After your funds have cleared the bank, you will receive your refund within 10 business days. For those with an annual income and net worth greater than $107,000, he/she is limited to investing 10% of the lesser of the two amounts. This means the decision to invest must be bas… These fees help to finance the cost of running the platform and market it to more investors.Small online offerings: 6% fee of the capital raised for a Small OPO (also known as Reg CF campaign). StartEngine charges companies that raise money on their platform 6-8% of the amount raised. StartEngine and its affiliates do not provide any investment advice or recommendation and do not provide any legal or tax advice with respect to any securities. Click "View Current" and the status of your investment can be found next to the company you invested in. is a website owned and operated by StartEngine Crowdfunding, Inc. (“StartEngine”), which is neither a registered broker-dealer, investment advisor nor funding portal. Startengine Reviews: For customers, the bulk of our products are totally free, as StartEngine makes its money by charging the company’s money-raising fees. It is very easy to unsubscribe from any emails or company updates, that you no longer want to receive. If you have questions that have not been answered in the FAQ, feel free to email us at contact@startengine.com or use our green chat icon found in the lower right hand corner of all of our StartEngine pages. Their … If you are interested in learning more about what a self -directed IRA is, or how to convert your IRA to a self -directed IRA, click here. Once you are logged in, click your name in the top right hand corner. Invested – After the company has conducted a close on their offering, those investments that have cleared will be then moved to “Invested.” This means your funds have been disbursed to the company you have chosen to invest in, and you can no longer get a refund on your investment. What happens if a company does not reach their goal. Investments are accepted on a first come, first serve basis, and can take some time to resolve. Cleared – StartEngine has received your payment for your investment, and we have successfully verified all of the required investor checks. Buying shares on Secondary is free! Our applications communicate with our servers using Transport Layer Security (TLS) protocol issued by DigiCert. However, investors compensate the lead investor by agreeing to pay 10% of future profits (if any). Unfortunately, we are at the mercy of the bank, but we will do everything we can to get you your refund as soon as possible. Both Title III (Regulation Crowdfunding) and Title IV (Reg A+) help entrepreneurs crowdfund capital investments from unaccredited and accredited investors. You can also find the instructions to complete your wire transfer by logging into your StartEngine account, clicking your name in the top right corner and selecting “View Current” under “My Investments”. Campaigns that are currently Testing the Waters are not required to display their finances until they go into live offering mode. That being said, issuers can opt to offset the costs by having investors pay a percentage in the form of a processing fee. There is not a defined timeframe, as to when/if your indication of interest will be accepted. Any securities offered on this website have not been recommended or approved by any federal or state securities commission or regulatory authority. You can always find out if a company accepts credit card payments by simply clicking “Invest Now” on a campaign and then clicking “Payment Method” to see if “Credit Card” is available. That being said, companies can opt to offset those costs by having investors pay a percentage in the form of a processing fee. You would however need a K-1 if you are obtaining liquidity such as through selling a position or earning interest. You will be introduced to the company’s selected transfer agent, which is the cap table management service, who will be responsible for the transfer of your shares after the close of the offering. 2) Regulation D offerings (Rule 506(c)), which are offered only to accredited investors. Regulation A+ requires that a non-accredited investor can only invest a maximum of 10% of their annual income or 10% of their net worth per year, whichever is gr… If you do not sign the agreement within 72 hours of being notified, you will be bumped to the bottom of the waitlist. StartEngine also reserves warrants to purchase stock in an amount equal to the total administration fees at the offering price listed on StartEngine. Please note: international investors can only pay through Credit Cards or Wire Transfer. StartEngine will not be sending any of these tax forms to you. StartEngine.com has two different investment options, one for accredited investors and one for non-accredited investors. Once the live offering has closed, you may choose how to handle your shares. StartEngine allows both accredited and non-accredited investors to invest. The amount that you invest will be the amount that appears on your credit or debit card. IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION OF THE ISSUER AND THE TERMS OF THE OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED. ACH is an electronic network for financial transactions in the United States. It’s a non-binding commitment that allows you to be placed on a waitlist for any offerings that are oversubscribed, meaning they have raised more than their maximum funding goal. Previously the platform charged a 5% … StartEngine is one of the leaders in the fast-growing market for equity crowdfunding. Investment opportunities posted and accessible through the site will not be offered to Canadian resident investors. If the annual income and net worth of the investor are both greater than $107,000, the investor is limited to 10% of the lesser of his or her annual income or net worth, to an annual maximum of $107,000. Once your investment is canceled, there is a 10-day clearing period (from the date your investment was submitted). Once BTC funds are sent and received, you will receive an email confirmation. Can I get help building my Reg CF campaign? Or simply click here to go to your Investment … Your credit card investment will be marked as “received” once the funds have been successfully received and credited to your investment (usually a few days after capture). What happens if you invested in a C-corporation? This fee will be paid on top of the share price to investors. In 2019, the number of first-time investors more than doubled from 2018. 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